@joeo10 Who knows what the real underlying motivation is? One thing is certain though, the powerful institutions and individuals are evermore concentrated and monolithic and overweening. Wherever there’s power there is less and less competition and even when there is competition there is often no effective competition because that’s what oligarchy means. Payment systems should be like roads—a common resource. I’m both a prude and a pervert. I can see merit in both arguments about pornography….but that’s not really the issue here is it?