@matigo Do you have a link?
@matigo Some Vietnamese knob tried that with me a while ago. He told me he knew my password was so-and-so. It was a real password but an old one. I just hope in future I hear about password breaches as soon as they happen.
I find it fiendishly hard to decide when the right time is to pull the trigger on buying a house. Sometimes I think in about five years. Sometimes I think in two or three years. Sometimes I think in one or two years. Sometimes I think it’s already time. The reason I find it difficult is because I want there to be a cushion, a financial cushion. I don’t want to just be able to afford it. I don’t want to buy a house and then find things are tight and anxious moneywise. It’s nice being fairly solvent; I don’t want to go back to being cash-fraught. Funny thing is, a few years ago, I told myself I’d buy a pad when I reached a certain level…and I’m now above that level but I keep thinking 'just a bit more'.